December 2009
101 posts
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We Talkin' Practice
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November 2009
105 posts
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Where the FHA Stands
By: David H. Stevens, www.brokeruniverse.com (Editor’s note: Mr. Stevens is the assistant secretary for housing, and the FHA commissioner for the U.S. Department of Housing and Urban Development.) As you know, the FHA is playing a critical role in the housing market and our economy right now — insuring a third of the home-purchase mortgage market and 80% of its purchase loans are for...
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“The will to do springs from the knowledge that we can do.”
– James Allen
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“Nature gave men two ends…one to sit on and one to think with. Ever since...”
– George R. Kilpatrick
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“A problem is a chance for you to do your best”
– Duke Ellington
Motivated to the Max or Mired in the Muck?
By: Terri Murphy, www.terrimurphy.com Have you ever enjoyed an experience like this? You meet with someone and two hours fly by and you can’t believe the meeting is over! You still have so much to learn from them that you just don’t want it to end! What if every meeting or presentation you were a part of ended like that? Would your second connection with these people be easier or...
The Benefits of Using a Pre-Listing Package
By: Kevin Wright, www.realestateproarticles.com The purpose of a pre-listing package is to create a distinction in services and reinforce that your personal brand is centered on the consumer and not the agent. This simply means that you should not include ego-inflated information about your past achievements, track record, etc. in your package. This is of little importance to today’s...
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“If you can dream it, you can do it. Your limits are all within yourself”
– Brian Tracy
Bulldog Gets Top Score on Tony Hawk Game
Posted via web from Random Musings by Jeremiah Wean | Comment »
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“First, say to yourself what you would be, then do what you have to do.”
– Epictetus
What Impact Will Homebuyer Tax Credit Extension...
By: John Spence, www.rismedia.com Congress has extended the $8,000 first-time homebuyer tax credit and offered a new credit to other types of buyers, but some analysts are downplaying the controversial stimulus’ effect on the housing market. In a recent interview, Fox-Pitt Kelton analyst Robert Stevenson said the Senate’s proposal for extending the $8,000 tax credit for new...
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“The secret of success is learning how to use pain and pleasure instead of having...”
– Anthony Robbins
Workers Seek Jobs with Impact
By: Emily Glazer, www.marketwatch.com Now that the financial system has been rocked to its core, “social capital” is getting a lot of buzz. But what is it? It boils down to putting your efforts into jobs with a socially positive impact, connecting money with meaning and investing with those principles in mind. People of all ages are pursuing those mantras — from...
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The Pitfalls of Property Exchanges
By: Tom Kelly, www.inman.com With the number of bargain properties now available in the local real estate markets, you would think both investors and owner-occupants would be racing to take advantage of all these attractive deals. While many potential homeowners — especially first-time buyers attempting to take advantage of the federal tax credit — have re-entered the market and have...
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“I will say this about being an optimist: even when things don’t turn out...”
– Frank Hughes
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Google Brings Mortgage Rate Shopping to its...
By: www.nationalmortgageprofessional.com Google has announced that it is beginning to test a new feature of its AdWords called AdWords Comparison Ads, which lets users compare multiple, relevant offers (like mortgage rates) more easily. Comparison Ads is part of Google’s efforts to make ads more relevant and useful to users and to help its advertisers reach the people who are most...
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“Success demands singleness of purpose”
– Vince Lombardi
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Republicans want hearings on FHA
Republicans on the House Financial Services Committee are calling for hearings on the financial health of the Federal Housing Administration’s reserve fund, which recently reported a drop in its capital ratio to 0.57%, well below the amount required by Congress. Here’s more from National Mortgage News: Citing FHA’s deteriorating financial position, Reps. Spencer Bachus (Ala.) and Shelley...
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“A person’s way of doing things is the direct result of the way he thinks...”
– Wallace D. Wattles
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“People begin to become successful the minute they decide to be”
– Harvey Mackay
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Desktop Distractions
By: Josiane Feigon, www.eyesonsales.com Remember a time when we could get work done at our desk? When our office was the place where we wouldn’t be interrupted? Well, these days are slipping away as we’ve become victims of distractions, interruptions and general noise on our desktops. Today’s office looks a lot different than it did many years ago. Every day, some new...
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WatchThis means that we will continue in a buyers market for some time.
Move from 'I Hate' to 'I Love' to Sell
By: Barry Farber, www.entrepreneur.com It would be great to wake up every day full of enthusiasm about moving your business forward through the sales process. But there are days when we get tired of sales calls to new prospects and feel as if what we used to love has morphed into a feeling of “I hate to sell.” No need to worry; it’s normal. And there’s not a top sales...
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“Some men see things as they are, and say, ‘Why?’ I dream of things...”
– George Bernard Shaw
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Permanent FHA Loan Limits Crucial to Housing...
By: www.realtor.org Making the current FHA loan limits permanent would ensure liquidity in the housing market and make mortgages more affordable for qualified buyers at a time when the market is showing signs of a fragile recovery, the National Association of Realtors® testified to the House Subcommittee on Housing and Community Opportunity last month. Current FHA loan limits are as high as...
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“Do what you can with what you have where you are.”
– Theodore Rossevelt
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6 Overlooked Insurance Policies
By: Melissa Neiman, www.bankrate.com When insuring your assets, one misstep can leave you with an expensive loss. “Never risk more than you’re prepared to lose,” says Jack Hungelmann, a veteran insurance and risk management specialist and author of “Insurance for Dummies.” Experts typically urge people to purchase insurance coverage in five risk areas: major medical...
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“What you do every day should contribute to giving your life meaning. If it...”
– Don Hutcheson
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Six Steps to Generating Free Real Estate Leads on...
By: Josh Schoenly, www.realtown.com
After years of trial and error using Craigslist I finally created a system for consistently generating quality real estate leads for my business, and I’ve decided to share the steps in this article.
Step 1: Create An Account
This is the easiest step by far, but is critical to getting the best results and to track those results as well. All you need to...
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“Singleness of purpose is one of the chief essentials for success in life, no...”
– John D. Rockefeller
Vitamins for Salespeople
By: Tom Hopkins, www.tomhopkins.com No, I’m not trying to get you happily involved with some new supplement here. The vitamins I am referring to above are for getting and keeping a healthy dose of enthusiasm for your sales career rather than getting you physically healthy. Take a daily dose of the following vitamins, and you’ll start closing more sales and achieving more success:...
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The Benefits of a USDA Guaranteed Loan to Purchase...
The U.S. Department of Agriculture (USDA) offers a guaranteed home loan program that helps people who want to buy homes in rural communities find lenders. The USDA will work with all qualified borrowers looking for homes in rural communities – not just first time homebuyers. The program requires NO money down. While the U.S. Department of Agriculture assists home buyers obtain a loan through...
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Home-buyer Tax Credit: Throwing Good Money after...
By: Simon Johnson & James Kwak, www.washingtonpost.com Congress and the administration seem likely to extend the first-time-home-buyer tax credit. This is a bad idea. The main argument for the tax credit is that it stimulates the economy and stabilizes the housing market. But, seen purely as a stimulus, the tax credit is highly inefficient. The National Association of Realtors claims that...
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Fun Christmas Music